Aarogya Care Banner -
Hassle Free and takes only a minute

Super Top Up

Super Top-up Solution Plan Details

Top-up Health Insurance
Top-up Insurance upto 25 Lacs
Tele consultation
Get free consultations with our expert doctors
Network Discounts
Get exclusive discounts at our network doctors, hospitals, lab and pharmacies
Preventive Health Checkup
Get a free checkup at our partner labs and hospitals
Lab & Radiology
Includes tests worth Rs. 16000
Doctor Consultation
Claim reimbursement for your health spends on doctor consultations
  • Exact benefit value will be based on the product combination chosen

Learn more about the Policy

Network Partners near you
Prime Hospitals
Cashless Hospitals
Lab Partners
0 Hospitals found near you
And 9,000 hospitals PAN India
Download Brochure

Instant Everything

Just 2 Mins

Get health package issued

60 seconds

Go cashless in less than a minute

No Medical Check-up

Just answer 2 simple questions

Need help to select the right plan for you?

Talk to an Expert

Why Insure with us?

Success Stories

Swati Maheshwari, 35, Agra

Policy Holder since 2020

“I used to dread going to the hospital or getting tests done as I feared the costs. But thanks to this plan, I now get annual checkups done and consult doctors timely. Very useful.”

Sundar Raman, 56, Hyderabad

Policy Holder since 2021

“Unlike before, I have not had to drain my bank account when it comes to health expenses. Fortunately, with this plan, I have managed to consult top doctors, get lab tests and more done easily.”

Pratap Sharma, 42, Mumbai

Policy Holder since 2021

“Unlike before, I have not had to drain my bank account when it comes to health expenses. Fortunately, with this plan, I have managed to consult top doctors, get lab tests and more done easily.”

Vineeta Singh, 39, Bangalore

Policy Holder since 2021

“With this plan, I have managed to do more for my health than ever before. Now I easily get my preventive health checkups done, consult doctors, and don’t fear hospitalization expenses.”

Why Get Insurance?

Stay Secured
With insurance, you can secure your family’s health and life, and be rest assured that your monetary savings are not lost during an unprecedented event
Protect your Finances
Having an insurance plan in place helps to reduce the financial burden on your shoulders.
ZERO Stress in Difficult Times
With an insurance, you are prepared for life’s curveballs. An insurance will take care of your medical expenses, major injuries and even permanent disability.

Buy Insurance in 3 Simple Steps

Plans made for your specific needs

Quick & effortless form

Need a Human Touch?

Still confused? Request a call back now!

One of our executives will help you choose the right plan for you !

We Ensure

Quick Query Resolution

Easy online process along with call centre assistance

Easy Claim Experience

Cashless claim process in less than a minute

Our Prime Members Love Us!


App Downloads


1 Lac+

24 Hours


You can consult with any doctor of your choice with upto the benefit amount as per the plan. Bajaj Finserv Health will reimburse your doctor consultation fees directly into your bank account. Simply upload the bill on the Health app or email us at customercare@bajajfinservhealth.in. Reimbursement will be done within 48 hours of claim.

You can take a pathology or radiology test of your choice upto the amount specified in the plan with no requirement of doctor prescription. You can go to any lab or radiology centre, Bajaj Finserv Health will reimburse the utilized amount directly into your bank account.

The benefit can be availed by all members listed under the plan. The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of benefits.

Lab and radiology benefits are not redeemable against cash. No carry forward of any un-availed benefit is allowed and cannot be clubbed with any other benefit.

The benefits can be claimed through Bajaj Finserv Health Application, Bajaj Finserv health website or you can also email at customercare@bajajfinservhealth.in.

Preventive Health check-up benefit consists of 45+ lab tests aimed to identify and minimize risk factors in addition to detecting illnesses at an early stage. This plan is available within partner hospitals and labs which are getting updated on a regular basis.

Preventive health check-up benefits can be utilized simply by the following the steps below: Login with your registered mobile number on Bajaj Finserv Health App > Side Panel > My Health Plans > Health Prime > Preventive Health Checkup on Bajaj Finserv Health app. Alternatively, you can call out customer service at 020-48562555 to get the voucher code and share it with the hospital / Lab.

The Health Insurance Policy is issued by Bajaj Allianz General Insurance Co. It can be used across all hospitals covered by BAGIC. For any claim related assistance, you can reach out to Bajaj Allianz General Insurance through following channels: Call : 1800 209 5858 (toll free) Email : bagichelp@bajajallianz.co.in

Deductible is the amount that a policy holder has to pay before the insurance company starts paying up. In other words, the insurance company is liable to pay the claim amount only when it exceeds the deductible.

Deductible will be the summation of all the claims for all members covered under the plan.

No, there is no need for any base insurance policy for utilizing Super-top Insurance. If there is a base insurance policy, the deductible amount can be covered under that, else it will have to be paid out of pocket

Teleconsultation is a benefit given to you by Bajaj Finserv Health where you can consult with a doctor via video/audio/chat at the comfort of your home. It includes Teleconsultation which can be availed with specialist doctors listed on the Bajaj Finserv Health platform. The number of times you can avail this benefit will be specified in the plan.

Teleconsultation benefits can be utilized by downloading the Bajaj Finserv Health app. On sign-up with your registered mobile number, click on “My plan” and select teleconsultation benefit.

Yes, you can avail the Teleconsultation benefit with any Doctor of your choice available on the BFHL platform. You can see a list of available doctors for this benefit by visiting and schedule a teleconsultation as per your requirement.

You can join the call from the Health app directly. You will receive the call from the doctor as per your schedule slot. Alternatively, you can also connect using the consultation link shared with you over SMS.

We follow a strict verification process for every doctor providing online teleconsultation on the BFHL platform/app. Our team verifies all the necessary documents, registrations and certifications for every doctor.

Doctors with more than 35+ specialties are present on Bajaj Finserv Health App. Consult with all the doctors within Bajaj Finserv Health Network without any restrictions related to specialties. All the doctors are highly experienced and ensure that the patients get the best care possible.

All our doctors are rightfully skilled and are expert in handling all medical conditions. They will guide you to correct your specialty if needed. We are onboarding doctors every day to cater to our consumer base.

No. Benefits can be availed anywhere in India as per your requirements.

Yes, once the teleconsultation is completed, you will receive the prescription on the app itself that can be downloaded

Discounts are offered on healthcare expenses mentioned below and it can be availed within the wide pan India network of labs and hospitals that are a part of Bajaj Finserv Health Prime network. List of discounts offered: 1. OPD Consultation Discount – 10% 2. Lab & Radiology Discount– 10% 3. Health Plans & Packages Discount– 10% 4. Pharmacy Discount – 10% 5. Spectacle Discounts– 10% 6. Dental Procedure Discounts– 10% 7. Room Rent Discount– 5% 8. Free Ambulance for IPD Admissions Are network discounts available at all hospitals and labs?

Network discounts are available in most hospitals and labs in the Bajaj Finserv Health Prime Network. Although, not all network discounts would be applicable at all Bajaj Finserv Health Prime networks.

No, network discounts cannot be clubbed with any other benefits.

1) View the list of Labs and Hospitals available on the Bajaj Finserv Health App. 2) Go to any of the 3500+ Labs & Hospitals within our Prime network 3) Share your registered mobile no. with the Lab or Hospital. 4) Avail upto 10% flat discount on various services under the network discount benefit.

"The benefits can only be availed by the members listed under the Plan. Benefit is not transferable to anyone else, even to family members if not covered under the Plan."

No carry forward of any un-availed benefit is allowed, even on repurchase of the benefit after the expiry of 1 year.

Benefits are not transferable to anyone else, even to family members if not covered under th

You can reschedule your appointment upto the scheduled time of the appointment. Select your upcoming appointment and then select the option “I want to reschedule my appointment” then select the next slot as per your requirement

You can cancel the appointment up to the scheduled time of appointment. Select your upcoming appointment and then select the option “I want to cancel my appointment” then select the reason and submit.

The claim will be reimbursed within 48 working hours directly in the bank account.


Terms & Condition
Insurance T&C are now simplified