GoI launched Ayushman Bharat Yojana to provide financial aid to poor people
Ayushman Bharat Yojana eligibility depends on area of residence and occupation
Ayushman Bharat card allows you to avail cashless healthcare services
Ayushman Bharat Yojana or PMJAY is a national scheme launched by the Government of India to achieve Universal Health Coverage. This scheme is also known as Pradhan Mantri Jan Arogya Yojana (PMJAY). Under this scheme, economically vulnerable Indians can get financial aid during medical emergencies. The aim for this strategy is to attain the Sustainable Development Goals. It is also to ensure that people are not pushed into poverty because of high medical bills.
Read on to know about Ayushman Bharat Yojana, its eligibility, benefits, and more.
PMJAY is the largest healthcare scheme in the world . The Government of India launched the scheme with the aim of covering more than 50 crore individuals and 10 crore underprivileged families, roughly 40% of the nation’s poorest population . It will also prioritize treatment for senior citizens, women, and girl child of the nation’s population. It will further help reduce the out-of-pocket expenses of the people.
Additional Read: PMJAY and ABHA
Ayushman Bharat Yojana offers an annual cover of Rs.5 lakh to eligible families with no capping on the age and number of the family members. It covers both tertiary and secondary health expenses. Ayushman bharat scheme also offers cover for pre-existing diseases. With Ayushman Bharat card, one can avail cashless treatment.
PMJAY covers the following medical or health related expenses.
Ayushman Bharat Yojana also offers cover for pre-existing conditions such as
The scheme also has some exclusions, which are
The eligibility of Ayushman Bharat Yojana can be broadly classified into two categories – area of residence and occupation of the beneficiary.
In rural areas, the eligibility benchmarks for PMJAY are the following.
In urban areas, people with following occupations are eligible.
Ayushman Bharat Yojana is available to all the families that are present in SECC data. That is why there is no registration process for it. You need to check for your eligibility and if you are eligible, you can apply Ayushman bharat registration for it. The steps to check your eligibility for Ayushman Bharat Yojana are
On confirmation of your eligibility, you can apply for Ayushman Bharat Yojana. The documents required for application are
Ayushman Bharat Card is an e-card that will allow you to enjoy cashless healthcare services. All the beneficiaries of Ayushman Bharat Yojana will receive a Ayushman Bharat card. The card has a 14-digit unique number and it contains all the data of the card holder. The steps to download your Ayushman card download are as follows.
Additional Read: Unified Health Interface
The government Health ID card schemes help ensure that people get quality and affordable health services. Other than government schemes, you can also check out health insurance offered by private insurers. Many insurance policies come with an affordable premium. Check out the Aarogya Care plans available on Bajaj Finserv Health. These plans offer a comprehensive coverage with a pocket-friendly premium amount. They can offer a cover of Rs.10 lakh to a family of up to 6 members, and have additional benefits including doctor consultations and network discounts. This way, you can insure your and your family’s health while securing your finances.
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