Annual health check-ups are essential to keep track of vital body parameters. These full body check-ups help you diagnose an illness at the early stage itself. This way you can get the right treatment without any delay. So, make sure that you buy a policy with the provision of free annual check-ups.
Today you can find many insurance companies who offer you this benefit. What’s exciting is that you get to check your vitals without paying out of pocket. With people realizing the importance of a health insurance policy, there are many who are availing budget-friendly plans so that their medical expenses are taken care of. Reports reveal that India ranked 15 on a global scale in the non-life insurance sector that also includes health insurance . This shows a steady increase in adoption of insurance and its relevance in our life today.
Read on to know more about free medical check-ups and why they are important.
There is a general tendency to visit a doctor only when you fall sick. Most times, you tend to ignore your symptoms thinking that it is a minor issue. These small issues, if not detected on time, can progress to life-threatening ailments. Without a proper health check-up, many health ailments go unnoticed, and that is why it is important to get yourself checked on a regular basis.
For instance, to determine whether you are diabetic or not, you have to do a blood sugar test. To check whether your heart is functioning properly, you have to do an ECG. By taking the right steps at the right time you can manage your health conditions better. Sometimes, these tests can also show your risk towards common lifestyle diseases. For instance, a blood sugar test may show that you are prediabetic. Knowing this, you can take steps to beat this disease before it becomes too late.
By undergoing an annual health check-up, you will be able to monitor your overall well-being. This check-up helps you monitor all your important health markers so that you can take better care of yourself. With the help of annual health check-ups, you can improve your health conditions too. With better awareness, you can change your lifestyle habits accordingly. For instance, if you figure out that your BMI or cholesterol levels are high, you can control these factors by modifying your diet.
Another major benefit of doing an annual check-up is that it reduces your medical expenses. With an early diagnosis, you can take necessary preventive measures that may help in reducing your future healthcare costs.
Here is a list of some of the common tests that will be included in your health policy that aid a complete analysis of your health.
Blood sugar test: It is a common test to check the levels of glucose in your blood. You may need to fast overnight before getting this test done the next day. Monitoring your blood sugar levels helps determine if you are prediabetic or not.
Blood pressure test: It is done to check if your blood pressure levels are high or low. High blood pressure or hypertension can cause life-threatening complications like stroke and heart ailments . Low blood pressure is rare but having this condition can lower the oxygen saturation in your body, which can be fatal.
Lipid profile: This helps in the diagnosis of cholesterol levels in your body. You need to fast overnight for 12 hours before taking this test. High levels of bad cholesterol can affect the functioning of your heart. So, it is important to get your lipid analysis done regularly.
ECG test: This test helps in recording the electrical activity of your heart. If there are any abnormalities, your doctor may prescribe additional tests.
Liver function test: It is a blood test that helps diagnose if any damage is caused to the liver. It helps in assessing the functioning of your liver.
Urine analysis: By testing your urine sample, you can track conditions like urinary tract infections, diabetes and kidney ailments. This test checks the appearance and concentration of your urine sample.
Few other tests included in health check-ups include:
The frequency of medical check-ups varies for individual and family floater health plans. It also differs from one insurance provider to another. While many insurers provide annual health check-ups, there are many companies providing health check-ups every alternate year or once in four years as well.
The process of availing these medical check-ups is simple. Follow these simple steps.
Now that you know the benefits of free medical check-ups, remember to take these tests annually. They will motivate you to stay fit and fine! For affordable healthcare policies with comprehensive benefits, see the range of Complete Health Solution plans on Bajaj Finserv Health. All these plans offer a free annual health check of 45+ tests. To sign up, just fill in a few details online and get your policy approved in less than 2 minutes!
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