Dry and patchy skin is one of the most common things you may experience during winters. The dry winter air results in the loss of moisture for your skin. Other reasons for dry skin may include pollution, excessive use of toner, as well as using soaps with extra chemicals. If you have an underlying skin condition, it may also cause dry skin.

Dry skin causes and treatment options may differ based on your skin condition. While prescription medications are a good way to fight off dry skin, you can also try ayurvedic skincare to retain moisture in your skin.

Read on to know about some skincare tips and ayurvedic skincare home remedies for dry skin.
<h2>Cinnamon and Honey</h2>
Cinnamon helps improve capillary circulation and remove the dirt from your skin and honey works as a moisturizer. As per a review, honey is also greatly beneficial for certain skin diseases [1]. Honey also has healing and anti-inflammatory properties.

Mix 2 tablespoons of honey and half a teaspoon of cinnamon and apply it to your face. Keep it on for 15-20 minutes and remove it by gently massaging your face. For best results, use this mask once a week.
<h2>Aloe vera</h2>
Aloe vera provides relief from dry skin. You can apply it to your dry hands or feet, cover the area with a cloth and leave it overnight. For any other affected area, you can apply the gel and let it soak into your skin. Aloe vera gel also gives the benefits of beta carotene such as protection against UV rays and improves your skin health.

Additional read: <a href="https://www.bajajfinservhealth.in/articles/aloe-vera-benefits-and-uses-2">Aloe Vera: Benefits and Uses</a>

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<h2>Milk</h2>
Milk is a good moisturizer because it has amino acids and healthy fats. It may also provide relief from dry or inflamed skin even if you include it in your diet [2].

For a face mask, use 2 teaspoons of milk with a pinch of turmeric powder and a teaspoon of honey with some water. Apply it to your face and let it dry naturally. Once it is dry, rinse it off. Use this twice a week to effectively treat dry skin.
<h2>Coconut oil</h2>
Coconut oil is one of the best natural ayurvedic oils for skin. As per research, coconut oil has emollient properties in saturated fatty acids. This works as a moisturizer and makes your skin smooth by filling the gaps of dry skin [3]. Though the effectiveness of coconut oil or any other moisturizer may depend on your skin type.

<img class="aligncenter size-full wp-image-9997" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/47-1.png" alt="" width="1921" height="1921" />
<h2>Petroleum jelly</h2>
Also known as mineral oil, the use of petroleum jelly as a moisturizer has been going on for years. It works as an effective treatment for dry skin especially when it is caused by age. It helps improve the skin barrier to help keep your skin moisturized.

You can also try the following ayurvedic herbs for skin that may help you keep your skin moisturized.
<h2>Fennel</h2>
Fennel seeds are rich in zinc, copper and magnesium. This helps keep your skin soft as it works as a natural scrub. The anti-inflammatory and antiseptic properties also make it a great remedy for pimples and acne. The anti-aging properties may also help with wrinkles and lines that come with age. If you are looking for glowing skin treatment, ayurvedic herbs like this work the best!

Take a teaspoon of fennel seeds, grind them into a coarse powder. After that add a teaspoon of yoghurt and honey. Mix these substances well. Apply this to your face and let it sit for 10 minutes. Gently scrub the paste after it has dried and wash your face with cool water.

https://youtu.be/8v_1FtO6IwQ
<h2>Peppermint</h2>
Peppermint is packed with omega-3 fatty acids and vitamins C and A that help remove excess oil as well as nourish dull skin. It is also widely used as a treatment for certain skin conditions. The menthol present in peppermint also gives a cooling effect on your skin, which may help soothe dry skin.
<h2>Neem</h2>
This herb is mainly known for its anti-inflammatory, antibacterial, and antifungal properties. It helps heal skin problems such as rashes, boils, pimples, or blemishes. The antifungal properties also make neem a great herb to fight off fungal infection for skin. Washing the infected area with neem water helps treat the fungal infection. For neem water, put the leaves in water and boil them for 2-3 minutes. Make sure the water is cool or lukewarm before washing your face with it. 

Additional read: <a href="https://www.bajajfinservhealth.in/articles/fungal-skin-infections-how-to-prevent-and-what-are-the-home-remedies">Fungal Skin Infections: How to Prevent and What are the Home Remedies?</a>

You can also try some ayurvedic skin products to keep your skin healthy. However, make sure that the product is fit for the skin problem you want to deal with. Choosing a product with the right ingredients is the key to effective treatment. Though it is common to have dry skin during winters, be sure to consult your dermatologist if your symptoms do not improve or get worse. Book an in-clinic or online doctor consultation with the best dermatologists on Bajaj Finserv Health. Get the best treatment for your skin from top practitioners in your vicinity!

Packed with a number of nutrients and vitamins, beetroot promotes your overall health. It has all that your body needs, from carbohydrates and potassium to magnesium, iron, fiber, and more. Known for its earthy aroma, beetroot is packed with flavor and nutrition. The benefits of beetroot that you get especially during the winter season make this vegetable a good addition to your meals. 

However, the best way to eat a beetroot is to consume it raw or to roast it. Cooking it for longer periods may cause the vegetable to lose some of its nutritional value. The other great way to add beets to your diet is to juice them. Beetroot juice benefits your health in the same way as having raw beets. The juice is easier to consume too! 

Read on to know more about how consuming beetroot benefits you during the winter.
<h2>Gives your immunity a boost</h2>
The cold weather has an adverse effect on your immunity. It weakens your immune system and makes it difficult for your body to fight off infections and viruses. That is why people are more prone to the common cold, flu, and viral infections during the winter season. Beetroot is a good source of vitamin C, which helps build better immunity. The vitamin C and iron content present in beets help in the production of healthy red blood cells. These are necessary to fight and prevent infections. Beets also improve your gut health by promoting healthy bacteria. Good gut health also aids in bettering the immune system.

Additional Read:<a href="https://www.bajajfinservhealth.in/articles/boost-your-immunity-with-this-healthy-and-nutritious-indian-meal-plan"> Boost Your Immunity with This Healthy and Nutritious Indian Meal Plan</a>

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<h2>Increases your stamina</h2>
You may experience decreased stamina during winter because your body uses glucose, your body’s fuel, more quickly. Glucose is readily available in the form of glycogen in your muscles and liver. On the other hand, the oxidation of protein and fat does not increase during winter, and they take longer to mobilize. This causes your body to use more glucose, reducing its levels and causing a decrease in your stamina.

Beetroots help increase your stamina by opening the blood vessels. This leads to a better flow of oxygen throughout your body which makes you feel more active and energetic. The best time to consume beets is in the morning as your energy levels are at their peak.
<h2>Improves your digestion</h2>
During winter, your body may slow down metabolism to help preserve heat and energy. This can also reduce the speed of your digestion, and as a result, stomach problems such as indigestion or bloating may occur. Though you may not see the effects of this prolonged metabolism, it is best to support your gut health in any manner. One of the best ways you can do so is by eating seasonal foods that improve your digestion.

Beets are a good source of fiber, and one cup of beet juice may contain approximately 3.4 grams of fiber. As fiber has a role in the production of healthy gut bacteria, consuming beetroot can help prevent IBS, constipation, and also help keep your bowel movements regular [1].

<img class="aligncenter size-full wp-image-9998" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/45-1.png" alt="" width="1921" height="1921" />
<h2>Helps fight inflammation</h2>
As per a study, winter causes a rise in the genes that promote inflammation and a decrease in genes that help suppress it [2]. The cold temperature also causes a dip in the air pressure. This leads to expansion of tissues causing joint points. 

Betalains, the pigments of beetroot, have anti-inflammatory properties. This helps with chronic inflammation that is associated with a number of health conditions. According to a study, capsules of beetroot extract with betalains reduced the discomfort and pain in osteoarthritis [3].
<h2>Supports your heart health</h2>
In the winter season, your body heat decreases and this causes your heart to work harder. It narrows your blood vessels so supplying blood to your brain and other important organs may make your heart work more and beat faster. It may also raise your blood pressure and increase your risk of a heart attack. The nitrates present in beetroot may help temporarily lower your blood pressure. The nitrates cause an increase in nitric acid which allows your blood vessels to open up. This leads to a better flow of oxygen throughout your body. 

It is important to form a healthy food habit for your overall health. By including beetroot in this list, you may be able to boost your overall health. Beets should be a part of your nutrition therapy plan if you are at risk of nutritional deficiency or may already have one.

Additional Read: <a href="https://www.bajajfinservhealth.in/articles/its-important-to-know-the-difference-between-diet-and-nutrition-heres-a-guide">It’s Important To Know the Difference between Diet and Nutrition: Here’s a Guide</a>

Beetroot benefits for females include maintaining the required iron level during menstruation. Losing blood results in low iron levels and consuming beetroot or its juice may help increase or maintain the levels. One of the major beetroot benefits for men is that it acts as a remedy for impotence or erectile dysfunction. Beetroot has nitric oxide which is usually present in supplements for ED. Beets also have the ability to lower your blood pressure [4] and hence may help ED caused by hypertension.

It is vital that you keep in mind the importance of a balanced diet as overconsumption may cause you to experience beetroot juice side effects. These include causing kidney stones or low blood pressure in those who suffer from these problems. To check how much beetroot is right for you and other diet advice, book an in-clinic or online doctor consultation on Bajaj Finserv Health. Put your worries to rest and get advice from the best. Choose test packages that will help you diagnose and track your health better. This way you can make your health a priority with ease!

Having a tuft of healthy and silky hair is everyone’s dream. The health of your hair is dependent on factors such as age, hormones, stress, or genetics. As you grow old, hair loss can be a challenge that you may face. Just like your body, your hair needs some essential vitamins and nutrients to remain healthy.

Though some nutrients and vitamins for hair growth can help, a study found that hair vitamin supplements are effective mainly for those that have a deficiency [1]. Read on to know more about which vitamins and nutrients help you maintain healthy hair.
<h2>Vitamin D</h2>
The actual role of vitamin D is unclear when it comes to hair growth. But in case there is a deficiency of vitamin D, hair loss also known as alopecia may be the result [2]. Exposure to sunlight helps your body produce vitamin D. You can have foods rich in vitamin D to ensure that there isn’t a deficiency. Foods with high levels of this vitamin are mushrooms, fatty fish like salmon, and cod liver oil.

<img class="aligncenter size-full wp-image-9976" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/43.png" alt="" width="4001" height="3050" />
<h2>B vitamins</h2>
Among Vitamin B sources, you can take foods or supplements rich in biotin for hair growth, also known as vitamin B for hair. A deficiency of biotin is linked with hair loss [3]. 

Another vitamin in this group is the synthetic form of folate, known as folic acid. This vitamin is responsible for the healthy growth of cells. This includes not only the ones present in skin tissues but only the ones in nails and hair. 

Though there isn’t enough research to determine the relationship between folic acid and hair growth, its deficiency may cause hair loss. Foods with B vitamins include leafy green vegetables, seafood, almonds, and whole grains. Folic acid for hair growth comes in the form of supplements.

Additional Read: <a href="https://www.bajajfinservhealth.in/articles/how-to-manage-winter-hair-fall-with-the-right-treatment-and-remedies">How to Manage Winter Hair Fall with the Right Treatment and Remedies?</a>
<h2>Vitamin A</h2>
Vitamin A is needed for the growth of all cells including hair. This vitamin also helps in the production of a substance called sebum. This helps keep your hair moisturized and healthy. 

Other than this, beta carotene, a provitamin A carotenoid, which your body converts into vitamin A is also good for your hair. Since it gets converted into vitamin A, the benefits of beta carotene for hair are the same.

<img class="aligncenter size-full wp-image-9999" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/43-1.png" alt="" width="1921" height="2488" />
<h2>Vitamin E</h2>
The benefits of vitamin E for hair are a result of its antioxidant properties that helps reduce oxidative stress. Oxidative stress is also linked to hair loss. As per a study, people experienced a 34.5% rise in hair growth after taking supplements for 8 months [4]. Vitamin E capsule for hair is one such supplement that promotes hair growth.

Castor oil is also a good source of vitamin E. The benefits of castor oil include promoting healthy hair growth by increasing the blood flow to your scalp. It also helps in reducing dandruff and moisturizing an irritated, dry scalp. You can include vitamin E in your diet by consuming almonds, avocados, sunflower seeds, or spinach.
<h2>Zinc</h2>
Zinc plays a vital role in repairing your hair and increasing hair growth. Its deficiency may lead to hair loss. That is why you should have regular intake of zinc for hair growth [5]. It also helps ensure the proper function of oil glands around your hair follicles. Spinach, oysters, lentils, pumpkin seeds are foods that have a high content of zinc.

https://youtu.be/vo7lIdUJr-E
<h2>Iron</h2>
Iron is important for hair growth because it is responsible to help carry oxygen from red blood cells to your tissues. Iron deficiency is one of the major reasons for hair loss. It is also more common in women than in men. Eggs, lentils, spinach, red meat, oysters, and clams are some foods rich in iron.

Alternatively, you can also start taking dietary supplements rich in minerals or a multivitamin for hair growth. For best results, make sure that they have ingredients that promote hair growth and support your scalp health. When learning how to stop hair fall, look for winter hair care tips that may help fight the condition caused by the harsh weather. Since individuals have different types of hair, you can consult experts to know how to choose shampoo &amp; conditioner that work best for your hair type.

Additional Read: <a href="https://www.bajajfinservhealth.in/articles/6-diy-natural-shampoos-you-can-easily-make-at-home">6 DIY Natural Shampoos You Can Easily Make At Home!</a>

Now that you know about nutrients and vitamins for hair growth, include the right ones based on what you need. However, make sure that your vitamin intake is not higher than the normal range as it may lead to certain side effects. Hair loss may also be a sign of an underlying health condition. Book an in-clinic or online doctor consultation on Bajaj Finserv Health to start treating your hair loss problem. Select the test packages available on the platform and detect any underlying conditions at the earliest.

A query that many have is ‘What is thyroid disease?’ and it is important to have an answer to it because it is a common problem. The thyroid gland is a vital organ in your body responsible for producing thyroid hormones. These hormones control your body temperature, metabolism and growth. When the gland produces excess or insufficient hormones, it causes thyroid diseases. The two most common thyroid conditions are hypothyroidism and hyperthyroidism. Making minor lifestyle changes for thyroid management can help you live a healthier life.

Make sure you get a thyroid test done regularly to assess if there are any problems with your thyroid gland. If these exist, practice yoga for thyroid management. Do not underestimate the importance of yoga when it comes to your physical and mental health [1]. Stress and hypothyroidism are linked, so trying different yoga asanas for thyroid issues can help. Read on to understand more about the poses of yoga for thyroid problems. 

Additional Read: <a href="https://www.bajajfinservhealth.in/articles/7-important-signs-that-your-thyroid-hormone-function-needs-checking">7 Important Signs That Your Thyroid Hormone Function Needs Checking!</a>
<h2>Yoga poses for thyroid management</h2>
<h2>Stimulate your thyroid by doing the plough pose</h2>
This pose has many benefits especially if you are suffering from hypothyroidism. Doing this asana increases the secretion of thyroid hormones in your body. Not only does the plough pose strengthen your abdominal muscles but it also relaxes your nervous system [2]. Follow these simple steps to do this pose.
<ul>
 	<li style="font-weight: 400;" aria-level="1">Lie down on your back </li>
 	<li style="font-weight: 400;" aria-level="1">Keep your arms by your side</li>
 	<li style="font-weight: 400;" aria-level="1">Inhale deeply and slowly</li>
 	<li style="font-weight: 400;" aria-level="1">Lift your legs to the sky while you inhale</li>
 	<li style="font-weight: 400;" aria-level="1">Try to touch your toes to the ground behind your head</li>
 	<li style="font-weight: 400;" aria-level="1">Provide support to your back and hips by using your arms</li>
 	<li style="font-weight: 400;" aria-level="1">Exhale slowly and return to your original position</li>
</ul>
Make sure that there are no sudden jerks while doing this pose.

<img class="aligncenter size-full wp-image-9977" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/41.png" alt="" width="4001" height="2792" />
<h2>Do the cobra pose to manage your thyroid problems</h2>
This pose is also a part of the surya namaskar and improves the functioning of your thyroid gland. If you are suffering from back pain, the cobra pose is the best pose for you. It is a simple asana that can be done in these steps [3].
<ul>
 	<li style="font-weight: 400;" aria-level="1">Lie down with your stomach touching the ground</li>
 	<li style="font-weight: 400;" aria-level="1">Keep your hands near to your rib cage</li>
 	<li style="font-weight: 400;" aria-level="1">Make sure that your palms face downwards</li>
 	<li style="font-weight: 400;" aria-level="1">Apply pressure on your palms and slowly lift your upper body</li>
 	<li style="font-weight: 400;" aria-level="1">Inhale slowly when doing this</li>
 	<li style="font-weight: 400;" aria-level="1">Lift your chest, shoulders and stomach off the ground</li>
 	<li style="font-weight: 400;" aria-level="1">Avoid straightening your arms when lifting your upper body</li>
 	<li style="font-weight: 400;" aria-level="1">Stay in this position for 30 seconds and breathe normally</li>
 	<li style="font-weight: 400;" aria-level="1">Return to the original position by releasing this pose slowly</li>
</ul>
<img class="aligncenter size-full wp-image-10000" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/41-1.png" alt="" width="1921" height="1921" />
<h2>Regulate thyroid function with the inverted pose</h2>
This pose is also called the legs-up-the-wall asana. It enhances the flow of blood to your thyroid gland and improves your thyroid function. The inverted pose helps fight anxiety and minimizes stress. You can do the pose in the following way.
<ul>
 	<li style="font-weight: 400;" aria-level="1">Lie down on the ground on your back </li>
 	<li style="font-weight: 400;" aria-level="1">Place a pillow beneath your hips for support</li>
 	<li style="font-weight: 400;" aria-level="1">Lift your legs slowly against the wall</li>
 	<li style="font-weight: 400;" aria-level="1">Make sure your buttocks are placed a few inches away from the wall or against it</li>
 	<li style="font-weight: 400;" aria-level="1">Relax your chin and neck when you execute this</li>
 	<li style="font-weight: 400;" aria-level="1">Place your arms on the side of your body</li>
 	<li style="font-weight: 400;" aria-level="1">Stay in this pose for about 20 minutes</li>
 	<li style="font-weight: 400;" aria-level="1">Slowly push yourself away from the wall by releasing the pose slowly</li>
</ul>
Additional Read: <a href="https://www.bajajfinservhealth.in/articles/yoga-for-sinusitis-here-are-5-easy-to-do-yoga-poses-for-sinus-relief">Yoga for Sinusitis: Here are 5 Easy to Do Yoga Poses for Sinus Relief!</a>

https://youtu.be/4VAfMM46jXs
<h2>Increase blood circulation in the thyroid gland with the camel pose</h2>
This is another effective asana for improving blood circulation to your thyroid gland. Practice this pose by following these simple steps.
<ul>
 	<li style="font-weight: 400;" aria-level="1">Be on your knees and keep your feet extended </li>
 	<li style="font-weight: 400;" aria-level="1">Make sure that your knees, shoulders and hips align</li>
 	<li style="font-weight: 400;" aria-level="1">Place your fingers on both sides of your spine</li>
 	<li style="font-weight: 400;" aria-level="1">Bring your elbows together and try opening your chest</li>
 	<li style="font-weight: 400;" aria-level="1">Make sure to press your hips and thighs in the forward direction when you are bending</li>
 	<li style="font-weight: 400;" aria-level="1">Drop your head back slowly if it is comfortable</li>
 	<li style="font-weight: 400;" aria-level="1">You can hold your ankles for support</li>
 	<li style="font-weight: 400;" aria-level="1">To release this pose, get your hands to your lower back</li>
 	<li style="font-weight: 400;" aria-level="1">Relax yourself in the child pose</li>
</ul>
Whether you are practicing yoga asanas for hypothyroidism or yoga poses for hyperthyroidism, be consistent. While doing yoga may not eliminate your thyroid issues, it can boost the functioning of this gland. For more help, you can consult with top endocrinologists on Bajaj Finserv Health. Book an in-person or online doctor consultation within minutes and get your thyroid symptoms addressed on time.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB - PMJAY) is a public health insurance scheme. It was launched by the Government of India in September 2018 [1]. It aims at providing free and easy access to health insurance coverage for citizens with low income. The program provides access to free secondary healthcare for those who need specialist treatment or require hospitalization. Ayushman Bharat Yojana is a part of the National Health Policy with a national health mission of achieving Universal Health Coverage (UHC).

Ayushman Bharat health insurance is jointly financed by union and state governments that cover above 50 crore Indians, making it the largest government-funded health scheme. With the announcement of Ayushman Bharat Health Accounts (ABHA), the government hopes to increase participation in Ayushman Bharat Digital Mission. Read to know more about ABHA and the Ayushman Bharat health insurance scheme.
<h2>What is ABHA?</h2>
ABHA stands for Ayushman Bharat Health Accounts. It promotes safe digital healthcare that allows you to access and share your health records digitally with healthcare providers and payers. It gives you the means to interact with medical companies and receive lab reports, prescriptions, and diagnoses with ease. ABHA was previously known as the Health ID.

The government had launched Ayushman Bharat Digital Mission (ABDM) in August 2020 to create an integrated health infrastructure. As part of the national health mission, you will receive a 14-digital identification number. However, ABHA is a voluntary program that allows you to create your digital health cards by using an Aadhaar card, driving license, or mobile number.
<h2>What is the history behind the idea of a government health policy?</h2>
In 2017, a study reported major risk factors and diseases affecting all states in India from 1990 and 2016 [2]. This raised interest and led to the formation of a new government health policy as major challenges needed to be addressed. A report was also published in 2018 that revealed more than 6 crore Indians were going bankrupt annually due to medical expenses [3]. 

Although there were national and regional healthcare programs in India, much more needed to be done. Therefore, the GoI in February 2018 announced Ayushman Bharat Yojana as a universal healthcare plan.

<img class="aligncenter size-full wp-image-10031" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/Health-ID-1.png" alt="" width="4001" height="3449" />
<h2>What is the implementation and reach of Ayushman Bharat Yojana?</h2>
The states and UTs in India have the right to choose to avail the Ayushman Bharat Yojana. Around 20 states had committed to be a part of the program when it was launched. But soon after, some UTs and states stepped back. States like Tamil Nadu and Maharashtra initially declined as they already had healthcare programs. Similarly, Kerala joined the national health mission in November 2019. West Bengal and Telangana initially participated in the program but then opted out to support their regional health programs. Odisha joined the program in January 2020 while Delhi announced its interest in March 2020.

The Prime Minister in May 2020 said that Ayushman Bharat Yojana had benefitted more than 1 crore citizens [4]. By that time, the scheme had provided treatments totalling Rs.13,412 crore in cost. There were 24,432 empanelled private and public hospitals. In November 2019, the program also started collaborating with the Employees’ State Insurance program.
<h2>What are the features and benefits of Ayushman Bharat Yojana?</h2>
Here are some features and benefits of Ayushman Bharat Yojana: [5]
<ul>
 	<li style="font-weight: 400;" aria-level="1">Features</li>
 	<li style="font-weight: 400;" aria-level="1">It provides a maximum coverage of Rs.5 lakh per family per year</li>
 	<li style="font-weight: 400;" aria-level="1">It covers over 10.74 crore poor families</li>
 	<li style="font-weight: 400;" aria-level="1">It is the largest health insurance scheme by the government</li>
 	<li style="font-weight: 400;" aria-level="1">It gives access to cashless healthcare services</li>
 	<li style="font-weight: 400;" aria-level="1">It covers all pre-existing conditions from day one</li>
 	<li style="font-weight: 400;" aria-level="1">Its benefits are portable across the country</li>
 	<li style="font-weight: 400;" aria-level="1">The reimbursement at public hospitals is at par with private hospitals</li>
 	<li style="font-weight: 400;" aria-level="1">Its services include approximately 1,393 procedures</li>
 	<li style="font-weight: 400;" aria-level="1">It does not have any restriction on the family size, age, or gender</li>
 	<li style="font-weight: 400;" aria-level="1">It covers up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses</li>
 	<li style="font-weight: 400;" aria-level="1">Benefits</li>
</ul>
Ayushman Bharat Yojana covers the following:
<ul>
 	<li style="font-weight: 400;" aria-level="1">Medical treatment and consultation</li>
 	<li style="font-weight: 400;" aria-level="1">Cost of medicines</li>
 	<li style="font-weight: 400;" aria-level="1">Diagnostics and lab tests</li>
 	<li style="font-weight: 400;" aria-level="1">Non-intensive and intensive care services</li>
 	<li style="font-weight: 400;" aria-level="1">Implantation</li>
 	<li style="font-weight: 400;" aria-level="1">Food services</li>
 	<li style="font-weight: 400;" aria-level="1">Pre-hospitalization</li>
 	<li style="font-weight: 400;" aria-level="1">Post-hospitalization</li>
 	<li style="font-weight: 400;" aria-level="1">Complications during treatments</li>
</ul>
<h2>What were the challenges in implementing Ayushman Bharat Yojana?</h2>
An important challenge for Ayushman Bharat Yojana is the need for infrastructure that contributes to the modern healthcare system. AB - PMJAY aims at providing excellent healthcare. However, India still suffers from problems like shortage of doctors, growing infectious diseases, and a low national budget in healthcare. Another challenge is that not many private hospitals have participated in the initiative as they can’t afford to offer services at government prices. Also, there has been reports of some private hospitals misusing the scheme.

<img class="aligncenter size-full wp-image-10046" src="https://wp-staging.bajajfinservhealth.in/wp-content/uploads/2022/01/IG-13.png" alt="" width="4001" height="4001" />
<h2>What are the eligibility criteria for Ayushman Bharat Yojana?</h2>
<ul>
 	<li style="font-weight: 400;" aria-level="1">The following qualify for the Ayushman Bharat Yojana among rural families</li>
 	<li style="font-weight: 400;" aria-level="1">Destitute families relying on alms</li>
 	<li style="font-weight: 400;" aria-level="1">Households with no proper shelter</li>
 	<li style="font-weight: 400;" aria-level="1">Families of bonded labor</li>
 	<li style="font-weight: 400;" aria-level="1">Primitive and vulnerable tribal groups</li>
 	<li style="font-weight: 400;" aria-level="1">Families of manual scavengers</li>
 	<li style="font-weight: 400;" aria-level="1">Families with no earning adult between 16 and 59 years of age</li>
 	<li style="font-weight: 400;" aria-level="1">Households with one room made of makeshift walls and a roof</li>
 	<li style="font-weight: 400;" aria-level="1">Households from the categories of Scheduled Tribes and Scheduled Castes</li>
 	<li style="font-weight: 400;" aria-level="1">Households with differently abled members and no support</li>
 	<li style="font-weight: 400;" aria-level="1">Manual laborers with landless households</li>
 	<li style="font-weight: 400;" aria-level="1">Households headed by female members with no adult male members aged between 16 and 59 years</li>
 	<li style="font-weight: 400;" aria-level="1">The following qualify for the Ayushman Bharat Yojana among urban families</li>
 	<li style="font-weight: 400;" aria-level="1">Street vendors or domestic workers</li>
 	<li style="font-weight: 400;" aria-level="1">Hawkers and cobblers</li>
 	<li style="font-weight: 400;" aria-level="1">Rag pickers and beggars</li>
 	<li style="font-weight: 400;" aria-level="1">Plumbers, painters, and welders</li>
 	<li style="font-weight: 400;" aria-level="1">Construction site workers</li>
 	<li style="font-weight: 400;" aria-level="1">Security guards, sweepers, and sanitation workers</li>
 	<li style="font-weight: 400;" aria-level="1">Gardeners, coolies, washermen, and watchmen</li>
 	<li style="font-weight: 400;" aria-level="1">Conductors, drivers, and cart pullers</li>
 	<li style="font-weight: 400;" aria-level="1">Home-based workers, artisans, and handicraft workers</li>
 	<li style="font-weight: 400;" aria-level="1">Tailors, peons, shop workers, and helpers</li>
 	<li style="font-weight: 400;" aria-level="1">Delivery assistants and attendants</li>
 	<li style="font-weight: 400;" aria-level="1">Electricians and mechanics</li>
 	<li style="font-weight: 400;" aria-level="1">Assemblers and repair workers</li>
</ul>
<h2>How to enroll for Ayushman Bharat health accounts? </h2>
To check your eligibility under PMJAY, visit the portal and click on ‘Am I Eligible’. Enter your mobile number the CAPTCHA code. Then, click on ‘Generate OTP’. Select your state and search by name, HHD number, ration card number, or mobile number. Check the results to verify if your family is covered under PMJAY. You can also contact any of the empaneled hospitals or call the helpline number.
<h2>What is the medical package and hospitalization process under Ayushman Bharat Yojana?</h2>
Individuals and families get an insurance cover of Rs.5 lakh under PMJAY. It covers medical and surgical treatments across 25 specialties. Once you are identified as a beneficiary and get a health card under PMJAY, you can get hospitalized at network hospitals and access the benefits of the scheme.
<h2>How to contact the ABHA help center?</h2>
As a beneficiary, you can contact the toll-free helpline number 14555 or reach out to the Ayushman Mitra in the hospital you are getting treated.

You too can apply for the Ayushman Bharat Health Accounts (ABHA) and avail of digital healthcare services. Apart from this, remember that a health insurance plan in today’s times is a must. If you are not eligible for the Ayushman Bharat Health insurance scheme, you can check out the affordable health plans under Aarogya Care offered by Bajaj Finserv Health. These plans cover your entire family and offer benefits like preventive health check-ups, consultation reimbursements, network discounts, and more. Make sure you prioritize your health for a happy and stress-free life.

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