Bajaj Allianz Health Insurance Plans
2X OPD benefits
Unlimited Reinstatement Benefit
Inbuilt Maternity & Baby Cover
Avail Family OPD benefits 2X of premium paid
My Health Care Plan!
Cashless Health Insurance plans starting at just ₹15 per day
Explore all our benefits
Family Wellness Benefits
Cashless doctor consultations, teleconsultations & lab tests, up to ₹7,68,252 for you & your family.
Family Wellness Benefits
Choose from 1 Lakh+ doctors across 35+ specialties. Enjoy cashless lab tests & consultations. Family doctor consults also eligible for reimbursement with pre-auth.
Preventive Heath Check-ups
We offer FREE preventive health check-up packages up to ₹6000 for 2 adults, including 60+ tests.
Preventive Heath Check-ups
Convenient booking & home sample collection for your annual health test package.
Health Insurance Cover
Comprehensive health insurance cover up to ₹75 L for you & your family. Includes prior and post-hospitalization care, treatments, procedures, room rent & more.
Health Insurance Cover
All-inclusive coverage - doctor visits, ICU rooms, treatments, procedures, hospital room rent, nurse fees, home nursing, medical equipment, and more for 60 days prior and 90 days post-hospitalization.
Network Discounts
We offer 10% OFF on doctor consultation fees, medicines & lab tests. We also provide 5% OFF on hospital room rent.
Network Discounts
Avail your discount across 700+ partner hospitals, 96K+ doctors and 3400+ labs PAN India.
Room Rent Cover
You can opt for any room of your choice, all covered under your policy.
Room Rent Cover
With our plan, you can enjoy the freedom to select the accommodation that suits your needs without worrying about additional expenses.
COVID-19 Treatment
COVID-19 hospital cover for all variants.
COVID-19 Treatment
Complete COVID-19 coverage during hospitalization, including expenses for RT-PCR, COVID antibodies, and more.
Rest and rehabilitation Expenses
Rest & rehabilitation expenses are not covered.
Rest and rehabilitation Expenses
Excludes expenses for rest cure, rehabilitation, respite care, obesity/weight control, change-of-gender treatments, cosmetic or plastic surgery, breach of the law, refractive error, sterility and infertility.
Cosmetic enhancements & external appliances
Expenses incurred for investigations and evaluations, spectacles, contact lenses, hearing aids etc.
Cosmetic enhancements & external appliances
Expenses incurred for investigations and evaluations, spectacles, contact lenses, hearing aids, crutches, dentures, artificial teeth and all other external appliances
Damage due to War or Revolution
Expenses for injuries related to acts of war, invasion, foreign enemies, etc.
Damage due to War or Revolution
Excludes expenses for injuries due to war, invasion, foreign enemies, hostilities, civil war, commotion, unrest, rebellion, revolution, insurrection, etc.
What sets us apart?
My Health Care Plan by Narayana Health Insurance offers an array of benefits that ensure your future is secured against any health-related uncertainties. With both, pre and post-hospitalization cover, this plan offers unmatched protection.
Features
Avail wellness benefits twice the amount of premium paid
Coverage for upto 2 deliveries or termination with complete post-op care.
Cover for expenses incurred 60 days pre-hospitalization & 90 days post-hospitalization for you & your family.
Avail any lab or radiology tests at 3400+ lab partners.
Avail free annual health package with 45+ tests worth Rs 6,000 for 2 Adults.
Easily reinstate your sum insured amount by 100% any number of times, even if you have exhausted the amount before the policy expires.
For every claim-free year, the no claim bonus will increase upto 100%.
Consult doctors online in 17+ regional languages via audio, video or chat.
Health Insurance: Need of the Hour!
Unexpected expenses for critical illness can come anytime
Most common critical illnesses in India today:
Cancer
Cancer amongst Indians is projected to increase to 29.8 million in 2025. With treatment, doctor visits, tests etc. the cost of treatment can go upto 2 Lacs a month.
Cardiovascular Diseases or CVD
There has been a 34% rise in the no. of deaths due to heart-related diseases. The cost of treatment ranges from ₹3 lacs for small treatment to 20 lacs for a transplant.
Kidney Ailments
1 in 10 people suffer from Kidney ailments. Cost of a kidney transplant can set you back by 7 lacs while regular dialysis costs between ₹18,000 to ₹20,000 for a session.
Liver Cirrhosis
Each year, approximately 10 Lakh people are diagnosed with Liver cirrhosis due to an uptake in alcohol consumption and obesity disorders, costing about ₹20-30 Lacs.
Type 3 Diabetes or Alzheimer's disease
Alzheimer’s is now very prevalent among the ageing population in India. Cost of treatment and care for Alzheimer’s can go upto ₹40,000 a month.
This is the average spend on critical illness that a middle class family pays out of their pocket.
SAVE so much with My Health Care Plan!
You and your family can SAVE so much with My Health Care Plan! This plan covers the cost of surgery, daycare procedures, nurse, doctor fees, lab tests, life-support equipment, organ transplant, and more. In short, this plan keeps you safe and ensures that you always have a fallback plan when the going gets tough!
- ₹2,47,000avg. unexpected spend
+ ₹11,13,772avg. savings on health care
What is Family Health Insurance?
Your happiness lies in your family's well-being! So, when it's about your family's health, you want the best for them. You can secure their health and wellness with a family health insurance plan. A family health insurance plan is a cost-effective health plan for your complete family. It offers medical coverage and health benefits at a single premium for the entire family.
With a family health insurance policy, you can rest easy that your family's health needs like regular healthcare expenses of doctor consultations, lab tests, yearly preventive health check-ups, and hospitalization expenses are taken care of.
Why is Health plan suited for Everyone?
Not sure which health insurance plan suits your family?
Here’s how to choose the right family health insurance plan!
Compare Network Coverage
Using a network hospital or a network partner can reduce your costs. So, the more extensive the network, the better coverage for you.
Room Rent Limit
This is very important for hospitalization. You need to choose a plan with an adequate rent limit to cover ICU beds if the need arises
Exclusions
Like the inclusions, the exclusions tell you what is excluded or will not be covered in your health insurance plan
Compare Health Insurance Plans
Make a list of all family health insurance plans offered by different companies. Compare the inclusions and exclusions, premium, waiting period, health cover, etc.
What’s Included
Inclusions in your health insurance plan are vital as it is a list of things it will cover you for. Ensure it includes types of treatments, medical equipment, surgeries, and more.
Waiting Period
The waiting period is crucial if you have pre-existing illnesses. Generally, the waiting period is only 30 days.
Premium Amount
The premium you pay for your family health insurance plan should be easy on your pocket and fit in your budget.
7 Tips to Choose the Right Health Insurance Plan
Help & Support
Need Help? We have detailed out the plan for you. Read our fine prints below for all the details.
Bajaj Expert
Request A Callback
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- Maximum of 4 children can be added as members insured
- Sum insured can range from amount ₹3 Lacs to ₹75 Lacs
- As of now we don’t offer in app quotes in case any member has any sort of health condition or illness. Please contact us on - 020-66847333 for more details.
