Health Advisor

Bajaj Allianz Health Insurance


2X OPD benefits


Unlimited Reinstatement Benefit


Inbuilt Maternity & Baby Cover

Best-in-class Healthcare with Bajaj Allianz Health Insurance | Bajaj Finserv Health
Avail Family OPD benefits 2X of premium paid
My Health Care Plan!
Cashless  Health Insurance  plans starting at just ₹15 per day
Did you know that 8/10 people have heart diseases.
Access all-inclusive health insurance plan with benefits you can utilize!
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All Benefits Covered
Explore all our benefits

What's Covered?

What's not Covered?

Family Wellness Benefits
Cashless doctor consultations, teleconsultations & lab tests, up to ₹7,68,252 for you & your family.
Family Wellness Benefits
Choose from 1 Lakh+ doctors across 35+ specialties. Enjoy cashless lab tests & consultations. Family doctor consults also eligible for reimbursement with pre-auth.
Preventive Heath Check-ups
We offer FREE preventive health check-up packages up to ₹6000 for 2 adults, including 60+ tests.
Preventive Heath Check-ups
Convenient booking & home sample collection for your annual health test package.
Health Insurance Cover
Comprehensive health insurance cover up to ₹75 L for you & your family. Includes prior and post-hospitalization care, treatments, procedures, room rent & more.
Health Insurance Cover
All-inclusive coverage - doctor visits, ICU rooms, treatments, procedures, hospital room rent, nurse fees, home nursing, medical equipment, and more for 60 days prior and 90 days post-hospitalization.
Network Discounts
We offer 10% OFF on doctor consultation fees, medicines & lab tests. We also provide 5% OFF on hospital room rent.
Network Discounts
Avail your discount across 700+ partner hospitals, 96K+ doctors and 3400+ labs PAN India.
Room Rent Cover
You can opt for any room of your choice, all covered under your policy.
Room Rent Cover
With our plan, you can enjoy the freedom to select the accommodation that suits your needs without worrying about additional expenses.
COVID-19 Treatment
COVID-19 hospital cover for all variants.
COVID-19 Treatment
Complete COVID-19 coverage during hospitalization, including expenses for RT-PCR, COVID antibodies, and more.
Our Offerings

What sets us apart?

My Health Care Plan by Bajaj Allianz offers an array of benefits that ensure your future is secured against any health-related uncertainties. With both, pre and post-hospitalization cover, this plan offers unmatched protection.

Avail wellness benefits twice the amount of premium paid


Coverage for upto 2 deliveries or termination with complete post-op care.


Cover for expenses incurred 60 days pre-hospitalization & 90 days post-hospitalization for you & your family.


Avail any lab or radiology tests at 3400+ lab partners


Avail free annual health package with 45+ tests worth Rs 6,000 for 2 Adults


Easily reinstate your sum insured amount by 100% any number of times, even if you have exhausted the amount before the policy expires.


For every claim-free year, the no claim bonus will increase upto 100%.


Consult doctors online in 17+ regional languages via audio, video or chat

Benefits Worth(approx.)

₹7.5 Lacs


Insurance upto75 Lacs₹75 Lacs
Health Insurance: Need of the Hour!
Unexpected expenses for critical illness can come anytime

60% people

are diagnosed with critical illness in India

Most common critical illnesses in India today:

  1. Cancer

    Cancer amongst Indians is projected to increase to 29.8 million in 2025. With treatment, doctor visits, tests etc. the cost of treatment can go upto 2 Lacs a month.

  2. Cardiovascular Diseases or CVD

    There has been a 34% rise in the no. of deaths due to heart-related diseases. The cost of treatment ranges from ₹3 lacs for small treatment to 20 lacs for a transplant.

  3. Kidney Ailments

    1 in 10 people suffer from Kidney ailments. Cost of a kidney transplant can set you back by 7 lacs while regular dialysis costs between ₹18,000 to ₹20,000 for a session.

  4. Liver Cirrhosis

    Each year, approximately 10 Lakh people are diagnosed with Liver cirrhosis due to an uptake in alcohol consumption and obesity disorders, costing about ₹20-30 Lacs.

  5. Type 3 Diabetes or Alzheimer's disease

    Alzheimer’s is now very prevalent among the ageing population in India. Cost of treatment and care for Alzheimer’s can go upto ₹40,000 a month.

This is the average spend on critical illness that a middle class family pays out of their pocket.

SAVE so much with My Health Care Plan!

You and your family can SAVE so much with My Health Care Plan! This plan covers the cost of surgery, daycare procedures, nurse, doctor fees, lab tests, life-support equipment, organ transplant, and more. In short, this plan keeps you safe and ensures that you always have a fallback plan when the going gets tough!

Without Insurance

- ₹2,47,000  avg. unexpected spend

With Bajaj Allianz Health Insurance

+ ₹11,13,772 avg. savings on health care

What is Family Health Insurance?

Your happiness lies in your family's well-being! So, when it's about your family's health, you want the best for them. You can secure their health and wellness with a family health insurance plan. A family health insurance plan is a cost-effective health plan for your complete family. It offers medical coverage and health benefits at a single premium for the entire family.

With a family health insurance policy, you can rest easy that your family's health needs like regular healthcare expenses of doctor consultations, lab tests, yearly preventive health check-ups, and hospitalization expenses are taken care of.

Health Insurance Is For Everyone

Why is Health plan suited for Everyone?

Health Insurance for Young Folks
Buying health insurance is not a priority for someone in their 20s and mid-20s. Plus, you think you are young, so you are healthy and don't need to invest in any insurance, let alone a health cover. But you need to understand this – the younger you are when you buy health insurance, you pay lower premiums. Yes, your health insurance is cheaper and crosses the waiting period sooner. This means you can avail benefits like maternity care or chronic illness care faster. You can avail doctor consultation benefits as well as lab tests, etc. You can also treat your injuries and claim the expense via your health insurance.
Not sure which health insurance plan suits your family?
Health Plan Checklist

Here’s how to choose the right family health insurance plan!

Compare health insurance plans

Make a list of all family health insurance plans offered by different companies. Compare the inclusions and exclusions, premium, waiting period, health cover, etc.

Compare Network Coverage

Using a network hospital or a network partner can reduce your costs. So, the more extensive the network, the better coverage for you.

What’s included

Inclusions in your health insurance plan are vital as it is a list of things it will cover you for. Ensure it includes types of treatments, medical equipment, surgeries, and more.

Room Rent Limit

This is very important for hospitalization. You need to choose a plan with an adequate rent limit to cover ICU beds if the need arises.

Waiting Period

The waiting period is crucial if you have pre-existing illnesses. Generally, the waiting period is only 30 days.


Like the inclusions, the exclusions tell you what is excluded or will not be covered in your health insurance plan.

Premium Amount

The premium you pay for your family health insurance plan should be easy on your pocket and fit in your budget.

7 Tips to Choose the Right Health Insurance Plan

Get complete coverage
Get a health insurance policy that covers you against a wide range of medical issues and offers preand post-hospitalization cover.
Pocket-friendly & Affordable
While your health insurance plan should cater to all your health needs, it should also easily fit into your budget. The premium should be easily affordable to you.
Opt for Family Health Insurance over Individual Plan
An individual plan works best if you do not have a family to support. Else, invest in family health insurance. In this way, you can enjoy more health benefits at lower premiums.
Select Lifetime Renewability
You need to know how long your health insurance policy will cover you. This is important because you will always need health insurance. So, opt for a plan with lifetime renewability.
Hear it from our customers
Review Stars
John D’sa
51, Hyderabad
I chose Bajaj Allianz's MyHealthcare plan for my family because it covers everything we need, from regular doctor visits to emergency airlift. It's a relief to know we're protected against health uncertainties!
24/7 customer support
Help & Support
Need Help? We have detailed out the plan for you. Read our fine prints below for all the details.

My Health Care Plan is a truly modular plan offers you the flexibility to curate an individual
bouquet of features that you feel is best suited for you and your family.

For 3 Lac to 10 Lac SI – Default room category is Single Pvt AC Room, For above 10 Lacs - Actuals

Default Pre- hospitalization is covered for 60 days & post is covered for 90 days under plan.

Maternity benefit is payable under maternity package expenses as per below limits:
• For SI 3 and 4 Lac – Not covered
• For SI 5 Lac to 10 Lac – INR 50,000
• For SI 15 Lac to 20 Lac – INR 75,000
• For SI above 20 Lacs – INR 1,00,000

Baby Care Cover is not linked to Maternity Package Expense. Maternity is not covered for 3 and 4 lacs sum insured, however Baby Care cover of 1 lakh is available for base Sum Insured 3 and 4 lacs.

Yes, a person can have more than one health insurance policy. However, at the time of claim, you cannot claim the same expense amount from all insurers. If in case, one cover is not sufficient, the other health insurance policy can be utilized to cover expenses.

A health insurance company has tie-ups with a large number of hospitals. When you buy a health insurance policy, they will give you a list of hospitals that fall in their network, i.e., these hospitals have agreed to providing the insured, that is you, the benefit of cashless hospitalization. Plus, within the network hospitals, all bills will be settled directly by the health insurance company.

According to the IRDAI, any individual upto the age of 65 years can get health insurance. Also, there are comprehensive senior citizen health insurance plans available for older individuals between the age group of 65 to 80 years. On the other hand, there is no set lower age limit to buy a health insurance policy. However, it is a must for every individual to safeguard themselves with a health insurance policy.

A free look period is defined as the required time period during which a health insurance policyholder can terminate the policy without any penalties or fines or surrender charges. This free look period can last upto 10 days. During this time, it is upto you, the policyholder to decide whether or not they want to keep the insurance policy. If dissatisfied, they can cancel the policy and get a complete refund.

The health insurance policy offered by the employer will have a standardized sum set aside for each of the employees. While this is not bad, it may not be enough. Safeguarding yourself with a health insurance policy is the best way forward as it will take into account your age, your dependents, your overall health factors and offer you a much larger sum insured.

A pre-existing illness is any health issue that the person or proposer already suffers from at the time of purchasing the health insurance policy. These pre-existing diseases or conditions include health problems such as thyroid, asthma, diabetes, blood pressure, etc.

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