5 Top Reasons Why Women Should Avail a Health Insurance Plan

5 Top Reasons Why Women Should Avail a Health Insurance Plan

Bajaj Finserv Health
January 17, 20225 mins read

Key Takeaways

  • Breast and cervical cancers are the most common cancers affecting women
  • Deaths caused due to cardiovascular diseases are higher in women than men
  • Investing in health insurance can help you manage treatment costs of diseases

As health is our real wealth, it is extremely important to keep it well protected with a womens health insurance. This goes for women too who are known to undermine health risks and don’t get care at the right time. According to WHO, cancer, reproductive health issues, non-communicable diseases and mental health ailments are a few of the common issues affecting women [1]. 

In 2020, approximately 2.3 million women were diagnosed with breast cancer on a global scale [2]. Noon-communicable diseases account for the deaths of approximately 18 million women every year and are one of the leading causes of female deaths [3].All these figures indicate why it is important for women to prioritize their health and avail a womens health insurance policy. 

With a health plan from top insurers, you can cover your medical expenses on time and affordably. To know the different reasons why women should get a health insurance plan, read on.

Increase of heart ailments among women

Though sedentary diseases are mostly linked to men, there has a been a steady increase of cardiovascular diseases, heart attack among women too. Heart ailments are one of the most common reasons for death among women. For instance, if there are 10 million deaths occurring annually in India, you can attribute 2 million deaths to cardiovascular diseases. The shocking fact is that of these 20 million people, approximately 40% are women [4]. One main reason for this is overlooking of risk factors associated with these ailments. The symptoms of heart diseases appear differently in men and women.

Some of the common risk factors associated with heart diseases among women include:

  • Stress
  • Sedentary lifestyle
  • Smoking
  • Depression
  • Diabetes
  • Complications during pregnancy
  • Low estrogen levels post menopause
Women's Health Insurance Plans

One of the most common diseases affecting women is coronary artery disease. This condition occurs due to the damage in your coronary arteries. These arteries supply oxygen and blood to the heart. When you experience blockage in your arteries, there is less blood flowing to your heart. In such cases, you may feel the following symptoms:

  • Breathlessness
  • Heart attack
  • Pain in the chest
  • Problems in heartbeat resulting in palpitations

The main problem here is that symptoms seen in women are more subtle when compared to men. This explains the need for investing in women health insurance so that you can track your health and go for regular consultations with doctors. 

Additional Read: Sedentary Lifestyle Affect

Rise in mental health issues

The most common mental ailments affecting women are anxiety and depression. Some mental issues also occur due to hormonal imbalance during menopause or pregnancy. Some of the warning signs you should never ignore include:

  • Change in weight and appetite
  • Feeling lonely
  • Drastic changes in sleeping pattern
  • Low energy
  • Headaches and body pain
  • Staying socially aloof
  • Mood swings
  • Suicidal thoughts
  • Hallucinations

Even though mental illnesses have been on the rise, they are often ignored. Since they can lead to suicidal thoughts, it is better to address their symptoms on time. By investing in a health insurance policy, you can avail proper medical care without worrying about costs.

Additional Read: Mental Health Coverage

 Women Should Avail a Health Insurance Plan - 42

Need to cover critical illnesses like cancer

Amongst different cancers that women suffer from, breast and cervical cancers often top the list. Check out for the following symptoms of breast and pelvic cancers.

  • Lump in the breast
  • Breast pain
  • Discharge from the nipples
  • Lump seen in the armpit
  • Vaginal discharge with odor
  • Bleeding after menopause
  • Blood seen in vaginal discharge
  • Bleeding after intercourse
  • Pain in pelvic area

Since the treatment of cancer is expensive, it is quite possible for such issues to drain your savings completely. If you avail a health insurance policy, it can relieve you from this financial burden to a large extent. 

Spike in maternity treatment costs

Another reason for investing in a women health insurance are the increasing costs of maternity healthcare. Today, both caesarian and normal deliveries are quite expensive. Hospital stay after the operation can cost you more than Rs.50,000. So, buying a policy can help you cover these expenses effectively.   

Rise in lifestyle-related conditions

With changing lifestyles, there have been a higher incidence of diseases like PCOS, hypertension and diabetes in women. One of the major reasons for these conditions is stress, which comes from concerns like finances, job security, relationships, and health issues. Since continuous monitoring of your condition is required, it is better if you invest in a health plan without further delay. 

It is important for women to invest in a healthcare policy at a young age as they are prone to more health ailments as they age. Getting treatment done at the right time can prevent worsening health conditions. Availing a health insurance policy not only helps in managing finances during medical emergencies but also enables women to pay proper attention towards their health. 

For cost-effective health insurance plans, you can consider the Complete Health Solution plans on Bajaj Finserv Health. With features like huge network discounts, a great claim settlement ratio, and online doctor consultation and lab reimbursement benefits, these plans have been tailor-made to suit your requirements. So, get sign up today and give your health priority!

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  1. https://www.who.int/news-room/commentaries/detail/ten-top-issues-for-women's-health
  2. https://www.who.int/news-room/fact-sheets/detail/breast-cancer
  3. https://www.who.int/pmnch/topics/maternal/2011_women_ncd_report.pdf.pdf
  4. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3818587/

Please note that this article is solely meant for informational purposes and Bajaj Finserv Health Limited (“BFHL”) does not shoulder any responsibility of the views/advice/information expressed/given by the writer/reviewer/originator. This article should not be considered as a substitute for any medical advice, diagnosis or treatment. Always consult with your trusted physician/qualified healthcare professional to evaluate your medical condition. The above article has been reviewed by a qualified doctor and BFHL is not responsible for any damages for any information or services provided by any third party.

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