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Pune
1200+ Hospitals800+ Treatments
0% Interest rateNo-cost EMIs for Hospital Bills
0% Interest
Flexible Repayment
Easy Documentation
Access the care you deserve, without financial stress
What is EMI Financing ?
Our EMI financing scheme is a type of health loan that lets you convert big hospital bills into smaller and more affordable monthly installments. The guiding thought behind designing this EMI financing facility is to make trusted healthcare available and accessible to every individual.
For more information, watch this video
What are the Benefits of EMI financing?
Seamless Medical Financing
No-cost EMIs for stress-free healthcare.
Seamless Medical Financing
We offer zero-cost EMIs, ensuring easy access to quality medical care without worrying about interest charges.
Extensive Hospital Network
Access top-notch medical facilities nationwide.
Extensive Hospital Network
With our vast network of 1200+ partnered hospitals across the country, you can receive the best medical treatment at your preferred location.
Comprehensive Surgery Coverage
EMI financing for surgeries even beyond insurance coverage.
Comprehensive Surgery Coverage
Our EMI financing option is designed to cover a wide range of medical procedures, even those that may not be covered by your regular health insurance.
Flexible Repayment Options
Tailored EMIs that match your financial comfort.
Flexible Repayment Options
We understand that everyone's financial situation is unique. That's why we offer flexible EMI plans, so you can manage your medical expenses with ease.
Minimal Paperwork
Quick assistance with the application needs.
Minimal Paperwork
Our simple and quick application process ensures that you receive the necessary medical assistance without any delays or extensive paperwork.
Zero Hidden Charges
Transparent financing with no hidden costs.
Zero Hidden Charges
We believe in complete transparency. Our financing comes with no hidden charges or surprises, so you know precisely what you're getting into.
How is EMI Financing Different from Insurance?
No Regular Premium Payments
Flexible Payment Options
No Waiting Periods for Pre-existing Conditions
Coverage for Special Procedures
Hospital Room Upgradation
How is Bajaj Finserv Health's EMI different from other medical loans?
Experience affordable and convenient medical financing with Bajaj Finserv Health's EMI options. Compare and choose the best way to fund your treatments.
FEATURES | BFHL | OTHERS |
|---|---|---|
No cost EMI Manage medical expenses with ease and no extra interest on installments | ||
Flexible Repayment Customize payment plans, making medical financing easier on your budget | ||
No Collateral Required Receive the required medical funding without the requirement for collateral | ||
24/7 Customer Support Always available to answer your medical financing questions and concerns | ||
| Loan Amounts | Up to 4 Lakhs | ₹75k-₹25L |
| Provider Network | Pan India | Limited options |
Our Partner Hospitals
EMI Financing for hospital bills and surgeries can be easily availed with a minimum processing fee at any of our 1200+ network hospitals across India.
1200+EMI Network Hospitals
800+Treatments
PREVENTION IS BETTER THAN CURE
EMI Financing: Need of the Hour!
Unexpected expenses for critical illness can come anytime
60% people
are diagnosed with critical illness in India
Most common critical illnesses in India today:
Cancer
Cancer amongst Indians is projected to increase to 29.8 million in 2025. With treatment, doctor visits, tests etc. the cost of treatment can go upto 2 Lacs a month.
Cardiovascular Diseases or CVD
There has been a 34% rise in the no. of deaths due to heart-related diseases. The cost of treatment ranges from ₹3 lacs for small treatment to 20 lacs for a transplant.
Kidney Ailments
1 in 10 people suffer from Kidney ailments. Cost of a kidney transplant can set you back by 7 lacs while regular dialysis costs between ₹18,000 to ₹20,000 for a session.
Liver Cirrhosis
Each year, approximately 10 Lakh people are diagnosed with Liver cirrhosis due to an uptake in alcohol consumption and obesity disorders, costing about ₹20-30 Lacs.
Type 3 Diabetes or Alzheimer's disease
Alzheimer’s is now very prevalent among the ageing population in India. Cost of treatment and care for Alzheimer’s can go upto ₹40,000 a month.
This is the average spend on critical illness that a middle class family pays out of their pocket.
Medical Treatments on EMI
There are several medical costs that are usually not covered under insurance. Several of these charges can be paid using EMI Financing. Examples are gloves, cotton pads, equipment used, etc. In addition, there are some insurance policies that charge co-pay, which is not a part of a medical loan.
Specialties Covered by EMI Financing
User Eligibility
Any Indian citizen who is 23 to 60 (salaried) 65(self employed) years old and has a regular source of income can apply for a health loan using this Health EMI facility.
How to Apply?
1
Share Details
Provide your name, contact number, and city name to initiate the application.
2
Get a Call from Us
After receiving your details, our executive will get in touch with you to understand your requirements and help you with the application process.
3
Submit KYC Documents
If you are not an existing customer, you'll need to submit the necessary documents to complete the application process.
24/7 customer support
Help & Support
Need Help? We have detailed out the plan for you. Read our fine prints below for all the details.
See FAQs
Once you apply with the required documents, a delivery order will be issued within an hour. Once this is done, the treatment can be initiated by the hospital. Once the DO is issued and documents are provided by the customer , our FOS can immediately submit the case , and it will disburse in 6 hours - post that payment will be released to the hospital
Yes. Both can be used together. The amount that is not covered by insurance can be paid using the EMI finance facility. Yes this can be paid through insurance - if insurance is covered , rest Co-pay amount can be paid through Bajaj
If you are not an existing customer of Bajaj Finserv Health, you will need to provide documents for identity proof (Aadhar card or equivalent). In addition, you may need to provide income proof (salary slip, bank statement etc.). Existing customers only need to provide income-proof documents. Additional documents may be needed; our executive will guide you regarding this. basically, KYC documents is required, and document is required basis credit program selected by FOS like charge slip - salary slip or bank statement
EMI coveres 800+ treatment even which are not included in insurance. This EMI finance facility covers 800+ treatments that are usually not covered by insurance. Some common examples are infertility treatment, cosmetic surgery, pre-existing illnesses, pregnancy treatment, dental care, LASIK etc.
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