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18 Aarogya Care Benefits that Enhance Your Health Insurance

B
Bajaj Finserv Health
May 13th, 2022
8 mins read

Key Takeaways

  • Aarogya Care health plans include different types of customized policies
  • There are 18 Aarogya Care benefits that you can avail with these health plans
  • Aarogya care benefits you by offering network discounts, OPD coverage and more

With rising medical inflation, healthcare expenses can create a financial burden unless you can rely on a health insurance policy [1]. To avail a range of comprehensive benefits and sign up for a policy with ease, opt for any of the Aarogya Care health insurance plans. Available on the Bajaj Finserv Health portal or app, Aarogya Care benefits you by offering extensive network partners, discounts on health services, free health check-ups, consultations with doctors, and lots more. 

Known as 360° health plans, Aarogya Care plans offer care beyond traditional insurance. Health Protect Plans, for instance, also offer preventive care and wellness features that allow you to address your health holistically. Read on to understand the reasons to choose Aarogya Care health plans and know what the Aarogya Care benefits are.

What are Aarogya Care plans?

Aarogya Care health policies consist of different plans that you can personalize as per your needs. Some of these plans have health insurance coverage, whereas others are non-insurance policies or those you can add on to your existing plans like top-ups. You can not only sign for them in just 2 minutes but also enjoy 24/7 customer support.

Aarogya Care health insurance plans are available just for you as an individual or can cover your entire family. So, feel free to choose from the range and customize them as per your needs. Complete Health Solution plans are a category of Aarogya Care plans that are comprehensive in nature and allow you to enjoy up to 18 benefits.

Additional Read: Aarogya Care Health Plans: A Guide to Affordable Healthcare Services

Complete Health Solution plans

What are the 18 Aarogya Care Benefits?

Aarogya Care benefits include a range of features that allow you to address your health all across your illness, wellness, and preventive care needs. They include the following.

Cover up to Rs.10 lakh

With an Aarogya Care plan, you can cover your whole family, including two adults and four children under the age of 21. The health insurance cover includes hospitalization costs as well as pre-and post-hospitalization expenses.

Preventive health check-ups

With an Aarogya Care plan, you can avail of preventive health tests for two adults from the comfort of home. This allows you to track potential health risks and make lifestyle changes as required.

Unlimited teleconsultation with doctors

Given the ease of teleconsultations, Aarogya care health insurance plans offer you the freedom to consult top doctors across 35+ specialties over a video call, chat, or audio call at any time. With options of 17+ languages, you can talk to doctors in the language you are comfortable with 24/7. This allows you to get medical advice without any delay right from home. 

In-patient hospitalization

This allows you to cover your expenses for not only your treatment but also the boarding and room rent during hospitalization.

Aarogya Care Benefits

Cover for ICU room 

This is another Aarogya Care benefit where you can also cover your expenses for an ICU room rent, boarding, and nursing.

Coverage for lab and radiology tests

With this, you can avail of reimbursement of up to Rs.17,000 for any diagnostic tests you may have to get done.

Doctor consultation benefit

Under this Aarogya Care benefit, you can consult doctors of your choice in person across the network list and avail of coverage for multiple visits up to Rs.12,000.

Cover for pre- and post- hospitalization expenses

You can also get coverage for medical expenses incurred 60 days prior to hospitalization and 90 days post-hospitalization with these plans

Coverage for care and tests at a hospital 

During hospitalization, you may incur fees related to specialists like surgeons, anesthetists, and other doctors. Coverage for this is another Aarogya Care benefit you can avail of.

Doctor consultation

Network discounts

Apart from being covered for hospitalization, you can also save money by accessing network discounts offered on Aarogya care health insurance plans. Get 10% off on regular healthcare expenses and 5% off on rent of a room in network hospitals and labs across India. With a wide network of over 5,500 hospitals spread across 1000+ cities in India, you can access this Aarogya Care benefits.

COVID-19 coverage

Get cover for both treatment and hospitalization of COVID-19 when you sign up for any of these Aarogya Care plans.

Coverage for chronic or recurring illnesses

You can avail of this cover for prosthetics, dialysis, or chemotherapy due to chronic or recurring illnesses. 

Cover for the cost of medical appliances used in surgery

Aarogya Care coverage also includes expenses for medicines, oxygen, anesthesia, blood transfusion, surgical appliances, and operation theater charges.

Cover for implants and transplants

The policy also provides coverage for pacemakers, vascular stents, infra-cardiac valve replacements, orthopedic implants, and more. It also covers lab tests like X-rays. 

Cover for road ambulance assistance

Under an Aarogya Care plan, you can avail a cover of up to Rs.3000 for booking an ambulance. 

Cover for day-care procedures

You can also get cover for day-care procedures that take no more than 24 hours. This includes small procedures or surgeries, including their medical expenses and one-day hospitalization costs.

Cover for organ donor care and organ transplant 

With this coverage, you can protect the organ donor and receiver by ensuring that they get the best care.

Homeopathic and ayurvedic treatment

You can get up to 25% of the sum assured to cover your expenses if you opt for homeopathic and ayurvedic treatment during your hospital stay.

Additional Read: 5 Simple Ways That Can Help You Save Money on Healthcare Plans

Now that you know about all the Aarogya Care benefits, you can opt for the right plan. Choose from a wide variety of Aarogya Care health insurance plans and secure your and your family’s health today. For comprehensive features, choose the Complete Health Solution policies under our Health Protect Plans. You can also sign up for a health card like the Suburban or Apex Medicard, which allows you to get discounts and cashback for various health services. Sign up for any of the Aarogya Care plans with a fast and easy digital process and enjoy claim support in just 60 minutes. With a 98% claim settlement ratio and a simple claim filing process, you can rely on our support for your health needs. So, get started now! 

18 Aarogya Care Benefits that Enhance Your Health Insurance-banner

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