What are the Benefits of Bajaj Finserv Health's Health First Plans?


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Bajaj Finserv Health

Aarogya Care

5 min read

Key Takeaways

  • There are numerous benefits of Aarogya Care Health insurance plans
  • Health First plans provide a total coverage amount of Rs. 5 lakh
  • You can purchase the Health First plan via easy monthly subscriptions

Investing in healthcare plans is important not just for better health coverage but also for better financial planning [1]. When you purchase a policy at a young age, you get wider medical coverage more affordably. According to reports, conditions like diabetes have affected approximately 537 million adults globally [2]. Purchasing a healthcare plan can manage treatment costs of such lifestyle conditions with ease. 

Bajaj Finserv Health’s Health First health plans are budget-friendly and provide coverage for the whole family. These plans are a part of Aarogya healthcare, which is an umbrella term for all healthcare policies offered by Bajaj Finserv Health. Some benefits of Aarogya Care health insurance plans include huge network discounts, customized plans for critical illness, preventive health check-ups, lab tests and doctor consultation benefits. Their different variants cater to both individual and family requirements. The Health First insurance plan is one such option that gives you medical cover with a range of features. 

To understand more about Health First plans and their benefits, read on.

Additional read: How are Bajaj Finserv Health’s Aarogya Care Health Insurance Plans Beneficial?

What are the benefits of availing Health First plans?

Purchasing this plan provides comprehensive health benefits at easy monthly subscriptions. It takes only 2 minutes for you to avail this plan as the whole application process is simplified and hassle-free. With medical coverage of Rs.5 lakh, you have the advantage of not needing to undergo any medical tests prior to purchasing this plan. 

This health insurance plan provides coverage for up to 6 family members. You also get doctor consultation and lab tests benefits up to Rs.15,000. Make the most of a free annual preventive check-up which includes a package of 45+ health tests. You can also save more with network discounts up to 10% when you visit a wide range of 4,500+ hospitals and wellness institutes across India. With all these features, this plan helps you cover your medical expenses with ease. 

Why is a Health First health plan a budget-friendly plan for you?

Remember, prevention is always better than cure. True to its name, this plan prioritizes your health by providing you with what you actually deserve. This is an ideal plan that covers both your treatment and prevention expenses. What’s exciting about this plan is that you can avail it as a monthly subscription package for both you and your family. All you need to do is pay the amount on a monthly basis to ease the burden on your pocket. Instead of paying a lump sum amount, this monthly subscription feature allows you to pay minimal amounts in installments.   

To understand the subscription model better, assume that you have purchased the plan on Jan 1 for yourself and your spouse. By 15th Jan, you get to utilize all the benefits of the whole year along with the total coverage of Rs.5 lakh. Continue paying the subscription regularly to enjoy all its benefits. Renew the plan at the end of the month that is on Jan 31. It’s that simple! 

How can you benefit from its total health coverage? 

The Health First plan provides comprehensive coverage up to Rs.5 lakh and provides deductible amount up to Rs. 5 lakh as well. In case your hospitalization bills exceed this amount, it will be paid by the insurance provider. In this plan, you can include up to 2 adults and 4 children. To add additional family members, all you need to do is pay an additional amount of Rs.350 for a child and Rs.450 in case of an adult. These added members get to enjoy all the benefits worth Rs.15,000.

invest in insurance plan

How are network discounts beneficial?

You can avail exclusive savings at any of the hospitals and labs listed in the Bajaj Finserv Health Prime Network. This is applicable anywhere in India. You get a 10% discount on doctor consultations. In case of hospitalization, you get 5% off on total room rent at a network hospital.

What can you get in preventive health check-ups options?

This option includes more than 45 lab tests that helps you identify and detect any kind of health ailment at an early stage. You get one voucher in this subscription plan. The best part is that you don’t have to step out of your home to get your tests as done. You can simply book a technician who will come to your house for collecting the sample.

What are the lab and OPD benefits?

OPD benefits allow you to consult with a doctor of your choice and get reimbursed for the charges related to the visit. You get a reimbursement of Rs.15,000 on both lab tests and doctor consultations. The best part is there are no restrictions on OPD visits, and you can go for multiple visits. Your consultation fees will be reimbursed directly to your bank account.

Additional read: How to Get a Lab Test Discount with Bajaj Finserv Health? 3 Easy Ways!

Now that you are aware of the benefits of Health First plans, you know that they are truly a cost-effective option. You can purchase these plans on Bajaj Finserv Health. With features like quick query resolution and cashless claims in less than 1 minute, these plans offer comprehensive coverage in easy and affordable monthly subscriptions. Invest in a plan today and protect your health!

Published on 22 Dec 2021Last updated on 20 Jun 2022
  1. https://www.nascollege.org/e%20cotent%2010-4-20/ms%20deepika%20srivastav/deepikaSICKNESS%20INSURANCE%201%20LL%20M%20IV%20SEM%2011-4.pdf
  2. https://diabetesatlas.org/#:~:text=Diabetes%20around%20the%20world%20in%202021%3A,%2D%20and%20middle%2Dincome%20countries

Please note that this article is solely meant for informational purposes and Bajaj Finserv Health Limited (“BFHL”) does not shoulder any responsibility of the views/advice/information expressed/given by the writer/reviewer/originator. This article should not be considered as a substitute for any medical advice, diagnosis or treatment. Always consult with your trusted physician/qualified healthcare professional to evaluate your medical condition. The above article has been reviewed by a qualified doctor and BFHL is not responsible for any damages for any information or services provided by any third party.


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