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6 Reasons to Choose an Aarogya Care Personalized Health Plan

B
Bajaj Finserv Health
May 6th, 2022
10 mins read

Key Takeaways

  • A personalized health plan is customized to meet your individual health needs
  • Aarogya Care personalized health plans offer a high sum insured at low costs
  • You can pay your personal health plan premium in easy monthly installments

A major reason to opt for a personalized health plan is, as the name suggests, customization. These personal medical insurance plans cater to your individual or family health needs. They also help make your health plan affordable and offer the cover you need without any compromise. You can buy a personalized health plan for yourself and your family, including your parents. Since they are personalized to your requirements, these plans enjoy an edge over the health insurance benefits offered by a regular health plan.

Bajaj Finserv Health offers some of the best customized plans for you and your family. You can get a personalized health plan with ease by choosing from the many options under Aarogya Care and secure your health. Why choose Aarogya Care? Apart from an easy and paperless purchase process and high insurance cover, these plans offer a range of different health insurance benefits to suit your needs.

Read on to know more about the benefits of such a personal health plan and how you can buy it to secure your health and finances.

personal health plan

Key reasons to choose a personalized health plan under Aarogya care

Get a high sum insured with an easy premium payment plan 

Getting a high personal medical insurance cover can come with expensive premiums that may cause a financial strain. To make your personal health plan more affordable, you may choose to lower your sum insured, but this can lead to inadequate cover at the time of a medical emergency. This means you may have to bear high out-of-pocket expenses or can even put you in debt.

However, with an Aarogya Care personalized health plan, you can make sure that you choose a sufficient sum insured without burdening your finances. You can pay your premium in easy EMIs. By allowing you to split the cost on a monthly basis, you can ensure it falls within your budget without compromising on health insurance benefits.

Additional Read: Aarogya Care Health Plans

Aarogya Care Personalized Health Plan

Access to a large network of hospitals and diagnostic centers 

Network hospitals and labs can help you avail the cashless health insurance benefits offered by your insurer. This means you don’t need to worry about getting the funds ready for a medical procedure as your insurer will pay the medical bills directly to the service provider. This is because insurance providers have a tie-up with certain hospitals and diagnostic centers.

However, if you do not choose from the insurer’s list, you will have to choose the reimbursement option. Here, you pay out of pocket and then get reimbursed by your insurer. When your personal health plan gives you access to a large list of network hospitals and labs, you are assured of cashless benefits and swift treatment from anywhere in India. Personalized health plans under Aarogya Care offer this benefit as they have over 5,550 network hospitals and 3,000 lab test centers in 1,000+ cities.  

What’s more, depending on your personal medical insurance terms, you can enjoy network discounts up to 10% and save more on healthcare.

 

diagnostic centers 

Easy claim filing process 

Filing for a claim can be a hassle at times and can add stress to your recovery. This is why it is imperative to ensure that your insurance provider has hassle-free claim process. Another thing to keep in mind is the claim settlement ratio. A high claim settlement ratio indicates that insurer settles more cases than they reject. This is important because it gives you an idea about the probability of your claim being settled.

To offer you convenience, the claim process for Aarogya Care Personalized Health Plan is easy.

You get claim support in just 60 minutes and can avail the cashless facility at network hospitals and labs. Your reimbursement claims will also be settled in up to 14 days. Aarogya Care comes with a high claim settlement ratio of 98%, so you can rest assured!

Secure the health needs of family members too 

A personalized health plan that meets the needs of your family members can save you money as well as help you adequately secure everyone’s health. With an Aarogya Care personalized health plan for family, you can enjoy a comprehensive coverage of up to Rs. 10 lakh against pocket-friendly premiums. With this personalized health plan, you can secure the healthcare of up to 6 family members with ease.

Preventive care and wellness benefits  

These personal health plans also come with a number of additional health insurance benefits. 

  • Preventive health check-ups: With this, you can track and monitor your health better and take the necessary steps for a healthy lifestyle  
  • Doctor consultations: These personal health plans come with an additional doctor consultation reimbursement without any cap on individual use 
  • Radiology and lab benefits: Claim multiple reimbursement benefits through the year!  
  • Make use of the Bajaj Finserv Health App  

With an Aarogya Care personalized health plan, you get health insurance benefits as well as access to the Bajaj Finserv Health app. Here you can digitally store your medical records and even set reminders. You can also get access to your claim records, requests, policy documents, and more in just a few clicks. This saves you the time of having to store everything manually. Additionally, integration with National Health ID can enable you maintain your health records digitally. The Bajaj Finserv Health app also allows you to book doctor appointments, e-consult doctors, and get in-depth information related to health and wellbeing.

How to buy a personal health plan? 

With quick customer support, you can buy a personalized health plan under Aarogya Care in a seamless manner. You can book a slot online to address your queries and get end-to-end guidance from the experts in the field. Apart from the assistance in filling the form, you can also get expert support while making payments for your personal health plan.

Additional Read: Bajaj Health Insurance Hospital List for Aarogya Care

Now that you know why and how to buy a personalized health plan, be sure to invest in one to safeguard your health. Check out the Health Protect Plans available on Bajaj Finserv Health under Aarogya Care. With them, you can enjoy a range of health insurance benefits at a pocket-friendly price. You can also sign up for a health card like the Apex Medicard or the Suburban Medicard to enjoy cashback and discounts on health online consultations, tests and other services. This way, you can be more proactive in protecting your and your family’s health!

6 Reasons to Choose an Aarogya Care Personalized Health Plan-banner

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