Making Preventive Care More Accessible– Bajaj Finserv Health and Bajaj Allianz General Insurance Team Up for a New Launch


Medically reviewed by

Dr. Vikas Kumar Sharma

Aarogya Care

4 min read

Key Takeaways

  • Preventive care promotes a proactive stance to healthcare
  • Bajaj Allianz General Insurance now offers holistic medical coverage
  • Teaming up with Bajaj Finserv Health, it offers preventive care perks

Healthcare, among the top priorities in life, is often sidelined until a serious situation arises. When in truth, health requires actively investing in and committing to both wellness and illness care. However, most people only consult a doctor or schedule a lab test when an illness crops up, disregarding preventive care altogether. This approach only complicates things further as the cost for immediate care is usually borne out of pocket. 

These costs amount to around 62% of total healthcare costs in the country, pointing to a serious problem that demands a better solution. Now you can address your health more proactively with health insurance policies offered by Bajaj Allianz General Insurance Company (BAGIC). The insurance products offered by one of the leading private general insurers of India now have holistic medical coverage thanks to the tie-up with Bajaj Finserv Health Ltd. Combining forces and leveraging the extensive network of more than 2,500 lab chains and 90,000 doctors, these plans offer a range of preventive healthcare perks designed to meet your healthcare needs with ease.  

For more insight on preventive care and this partnership, read on.

Preventive Healthcare – A healthcare component that deserves the spotlight  

The old adage that prevention is always better than cure is a fact proven through preventive healthcare. Multiple diseases and subsequent comorbidities can be treated, and in some cases avoided, with early detection through screening. Preventive care is oftentimes the first and most effective line of defense. It is invaluable for overall wellbeing and has proven to ease the burden of healthcare costs. Treating early symptoms of potentially chronic or long-lasting illness is always more affordable and less stressful.  

Additional Read: 8 benefits of Getting the Bajaj Finserv Health First Plan! 

Health prime riders

A preventive health checkup offers a wide range of benefits.  

Serves as an affordable healthcare solution 

Early detection makes addressing health issues easier on the pocket. This is true for chronic diseases like cancer and diabetes.

Increases lifespan 

By bringing wellness into focus, the quality of a person’s health increases. This makes the body more resistant to disease, sickness, and even mental illness.

Paves way for better medical recommendations

Preventive care allows doctors to get a better idea of an individual’s health profile, which enables enhanced treatment options.  

Ensures timely immunization 

Certain new strains of viruses, bacteria, or other pathogens may require newer vaccines, and preventive care can help inform and educate you about these. 

Additional Read: How to Get a Lab Test Discount with Bajaj Finserv Health? 3 Easy Ways! 

A partnership that helps you put your health first  

There is no substitute for preventive healthcare and while many avoid it due to added costs, there is now a way to enjoy cashless and easily accessible benefits. The Health Prime rider offered with the Bajaj Allianz health insurance and personal accident policies is the answer you can rely on.  

With premiums starting at Rs.63, it has 9 wellness variants covering both individuals and families, all replete with a wide range of top-tier medical services and benefits. It offers preventive healthcare benefits across 4 main verticals of healthcare, which are:  

  1. Tele-consultation Cover 
  1. Doctor Consultation Cover 
  1. Investigations Cover 
  1. Annual Preventive Health Check-up Cover 

Based on the plan and variant you choose, you can book unlimited tele-consultations for injuries or illness, get a free annual preventive health checkup, a doctor consultation cover up to Rs.3000 and lab tests up to Rs.7000. Family plans have a larger cover to cater to the needs of your loved ones.  

 “With Health Prime rider, our aim is to provide a total wellness ecosystem and encourage a preventive rather than curative approach. Thus, being their everyday insurer who is there to support them at every stage catering to their healthcare needs and enabling people to lead a healthy lifestyle,” said Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance. 

BAGIC’s partnership with Bajaj Finserv Health makes accessing and availing these benefits simple and convenient. You can consult with over doctors all across India from 35+ specialities and leverage a network 700+ top hospitals and 2,500+ labs. Using the Bajaj Finserv Health app, Bajaj Allianz health insurance policyholders can seamlessly avail all health plans and benefits in a cashless manner.  

Speaking about the launch of this rider, Devang Mody, CEO, Bajaj Finserv Health Ltd., said, "Today it has become increasingly important to have a conscious, proactive mindset towards one’s health instead of a reactive one. We urge customers to make the most of Bajaj Allianz General Insurance wellness rider – Health Prime, and address their health needs immediately, without having to worry about the burden of 'out-of-pocket' expenditure.”

In the near future, the BAGIC ‘Caringly Yours’ app and the Bajaj Finserv Health app will support app-in-app functionality, making it even easier to access all the features. So, sign up today and make healthcare the priority it should be in just a few clicks!

Published on 17 Dec 2021Last updated on 13 Apr 2023

Please note that this article is solely meant for informational purposes and Bajaj Finserv Health Limited (“BFHL”) does not shoulder any responsibility of the views/advice/information expressed/given by the writer/reviewer/originator. This article should not be considered as a substitute for any medical advice, diagnosis or treatment. Always consult with your trusted physician/qualified healthcare professional to evaluate your medical condition. The above article has been reviewed by a qualified doctor and BFHL is not responsible for any damages for any information or services provided by any third party.


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