Child health insurance plans cover medical and peripheral costs
Individual health insurance for kids covers various health expenses
Insurance plans for family cover the entire family with lower premiums
As a parent, you prioritize your child’s health and happiness. As they grow up, you also try to make sure your kids have all the support you can offer. That’s why children health insurance plans are wise investments. They take care of your child’s health by providing a financial cover. You can also avail tax benefits under section 80D of the Income Tax Act of 1961 when you buy these plans .
When getting insurance for children, you can choose from different options with a variety of features. Select the most appropriate one based on the sum insured and premium you are comfortable with. Health insurance for kids can either be individual child health insurance plans or part of insurance plans for family. Read on to learn more with this simple and quick guide to children’s health insurance.
Child health insurance plans provide for costs related to healthcare services for children. They cover a wide range of illnesses and expenses. Some benefits of signing up for a children health insurance plan include the following.
In addition, you can get other perks such as nutrition, diet, and fitness consultations with experts and trainers. Diagnostic tests, consultations with doctors, purchase of medicines and medical equipment are also covered. Thus, you can ensure your child stays fit and healthy.
Additional Read: A Guide to Nutrition Therapy and its Health Benefits
Health insurance for newborn is usually covered as part of a family floater plan or as an add-on extension of mother’s coverage. The particulars may vary based on the provider and the specific maternity health insurance policy you have chosen.
Remember, individual plans that provide health insurance for children do not provide coverage from birth. In most cases, babies can be added to the family plan once they turn 90 days old, and they are then equally eligible to use the sum insured. To get your newborn covered from birth, you can look into special maternity plans. They provide newborn-related expenses like vaccinations in addition to mother’s health expenses during pregnancy. 
As you can see, it is important to avail health insurance for your kids. To know your options, explore Aarogya Care health plans on Bajaj Finserv Health. Browse the Complete Health Solution plans to see how you can add up to 2 children to a family floater policy. You can avail refunds on doctor consultations, get cover of up to Rs.10 lakh and more, get tests worth Rs.17,000, enjoy free preventive check-ups and network discounts too.