Investing in a health insurance plan is one of the cost-effective ways to secure your well-being. Before choosing the right health insurance policy, you should know about the types of health insurance plans you can get. Be it a family floater or individual plan from Bajaj Health Insurance or Max Bupa, these should meet your requirements.
To provide health coverage to everyone, the Prime Minister launched a flagship scheme called Ayushman bharat yojana. The main motive was to ensure equal access to health insurance. Read on to know more about this unique scheme initiated by the Government of India.
Additional read: PMJAY and ABHA
This scheme was launched to provide healthcare facilities to those in the low-income category. It was rolled out on 23 September, 2018 as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and provided the underprivileged with access to cashless hospitalization benefits.
Beneficiaries get a health card through which you can avail services from network hospitals in India. All you need to do show is your e-card and claim cashless treatment. Some of the beneficial features of the scheme include:
This scheme’s goal is to cover around 10.74 crore families who fall under the low-income group . One of the best features of the Ayushman Bharat Health Account is that there are no restrictions on:
Another unique feature is that you can cover all your pre-existing diseases right from the first day, without any waiting period.
Ayushman Bharat Yojana eligibility differs based on whether you live in a rural or urban area. Listed below are the criteria for individuals living in rural India.
Apart from these, in the rural areas, the scheme automatically includes the following.
For individuals residing in urban areas, the scheme can be availed if you fall in the following categories.
There are umpteen benefits of this scheme and these cater to the healthcare requirements of those in need . These benefits are as follows:
Additional read: Benefits of Digital Health Card
If you want to avail Ayushman Bharat Yojana, apply online by visiting the official government website. Once you log on, follow these steps:
Do note that this card is important since it contains a unique family identification number specific to each family. To ensure a smooth experience, here are a few important documents that you need to submit.
Investing in Ayushman Bharat Yojana is very beneficial, thanks to its numerous features. The best part of this scheme is that it offers coverage against COVID-19 as well. With this scheme, you can cover all your isolation and quarantine expenses. This policy has been designed for low-income people to get access to medical care easily. If you do not belong to this group, invest in the Aarogya Care health insurance plans from Bajaj Finserv Health.
With a wide range of benefits like online doctor consultation and preventive health check-ups, these plans are available at nominal rates. Choose the most suitable plan and cover your health expenses affordably.
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