A preventive health check-up is a smart and cost-effective means of healthcare
Preventive health check-up packages can help avoid harmful health conditions
Avail tax benefits for preventive health check-up u/s 80D of the IT Act
Preventive health check ups are an effective way to improve your life expectancy without added financial burden . Going for timely preventive health check-ups can help detect potential health issues before they become critical in nature and require expensive treatments. Read on to know more about how a regular preventive health check-up is beneficial for you.
The 5 main risks you can avoid with regular health check-ups include:
Additional Read: Cardiac Risk Markers Test
With preventive health check-up packages, you can enjoy the following benefits.
You can get a tax exemption when you purchase a preventive health check-up package too. Under section 80D of Income Tax Act 1961, you can claim a deduction of Rs.5,000 against the expenses you incur for a health check-up. This applies to both you and your family. If your parents are above the age of 60, you are allowed to claim up to Rs.50,000. And unlike premium payment, you can claim deduction for preventive health check-up expenses even if you pay in cash.
Keep in mind that the deduction of Rs.5,000 is not an additional discount but is included in the overall deduction of Rs.25,000 and Rs.50,000 for health policies. Here’s an example to help you understand this better. Say you pay a health insurance premium of Rs.23,000. Here, you can avail a health check-up deduction benefit for only Rs.2,000 even if you have spent more than that. The same goes towards the deduction of Rs.50,000. If the total of your premium and preventive health check-up cost does not exceed Rs. 50,000, you can claim the full amount.
Additional read: Lab Test Discount
Preventive health check-ups are integral in reinforcing proper lifestyle changes and motivating yourself and your loved ones. They are an early detection tool that helps keep you updated with the changes that your body undergoes, along with making you eligible for tax benefits. With Bajaj Finserv Health’s Aarogya Care plans, you can get health check-ups from the top medical practitioners. You can also get lab test discounts with the digital health card available on the platform. To invest wisely, choose from the Complete Health Solution policies under our health protect plans, and enjoy all-inclusive coverage!
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