Health insurance is essential today, but it also requires a proper stream of earnings. The government has launched many initiatives to tackle this problem. These schemes aim to provide quality healthcare access to people in need. One such scheme is the Pradhan Mantri Jan Arogya Yojana (PMJAY). It seeks to improve the livelihoods and provide security to those from economically weaker sections.
On the other hand, the ABHA (Aarogya Bharat Health Account) initiative aims to encourage people to create digital health records. This will also help them avail benefits of other schemes like PMJAY easily. Read on to understand what is ABHA cards, PMJAY, and the benefits they offer.
Additional Read: 18 Best Government Health Insurance Schemes in India
Prime Minister Narendra Modi launched PMJAY on September 23, 2018. It is one of the largest health-related schemes in the world that aims to make healthcare accessible .
Key features of PMJAY include the following.
Under this scheme, you are liable to receive compensation for the following expenses:
There are two different eligibility criteria regarding the urban and rural populations under PMJAY.
Here are the eligibility criteria for the families/people in rural areas.
The families that become automatically available due to their conditions are
Here are the eligibility criteria for the families/people in urban areas.
You can get your PMJAY card eligibility and application checked from:
You can also check your name in the PMJAY list of beneficiaries from the official website. Click on “Am I Eligible” on the official website and put in the necessary details. After submitting this information, the PMJAY list of beneficiaries will appear, and you can search for your name in it.
Once you find yourself eligible for PMJAY, get your Aadhaar card or ration card verified at any PMJAY kiosk to avail PMJAY card download facility. Upon successful verification, you will get your unique PMJAY ID and download the e-card.
PMAJY ID is the 9-digit number you receive under the initiative. This ID number is mainly used for verification purposes. You can also add a member of your family under PMJAY. How do I find my PMJAY ID? It is there at the bottom of your PMJAY card.
ABHA card is a health ID card that helps create a safe and efficient digital health record for you and your family. Previously known as Health ID, it was re-named ABHA to resonate more with the Indians. The ABHA card has the following features:
The ABHA card is used for
The ABHA registration is a simple process. You can register for ABHA on the official website. It involves the following simple steps:
Additional Read: 7 Important Health Insurance Questions and Answers You Need to Know!
Government initiatives such as the ABHA or PMJAY help you get healthcare access. There are many private insurance providers offering affordable health insurance policies with which you can cover your major healthcare expenses. Check out the Aarogya Care Health Plans on Bajaj Finserv Health for the best health insurance policies. You can choose from a number of affordable health plan options for you and your family. They also offer benefits like doctor consultations and preventive health check-ups. Sign up today to get comprehensive cover for your health.
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